What Happens If You Move to a New State With an SR-22?

If you have an SR-22 requirement in Ohio, it’s important to understand how relocating to a new state can affect your driving privileges and insurance compliance.

Understanding Your SR-22 Obligation

An SR-22 is a certificate your insurer files with the state’s Department of Motor Vehicles to prove you have the required active auto coverage after certain driving violations. In Ohio, drivers may be required to maintain an SR-22 for a set period, often following a DUI, uninsured accident or license suspension. This obligation doesn’t automatically end if you move out of state.

What Happens When You Move?

Here’s what you need to know:

• Even after moving, you must maintain your SR-22 filing with Ohio until the mandated period ends.
• Some states don’t use SR-22s, while others have their own requirements. You may need to file a new SR-22 in your new state or keep your Ohio filing active.
• Not all insurers are licensed in every state or offer SR-22 filings everywhere. You may need to find a provider that can handle both your new state’s coverage and your Ohio SR-22.

How to Stay Compliant

Follow these steps to avoid penalties, such as license suspension or extended SR-22 periods:

• Notify your Ohio insurer about your move and ask if they can continue your SR-22 filing.
• If your insurer can’t help, look for a company licensed in both states that can maintain your SR-22.
• Contact the Ohio Bureau of Motor Vehicles to confirm your compliance and get guidance on your situation.
• Don’t cancel your Ohio policy or SR-22 until you’re officially released from the requirement.

We’re Here to Help

The team at Mitchell Brokerage Services, LLC can answer your questions about SR-22 insurance. Contact us today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.